![]() If another driver or pedestrian is responsible for breaking your mirror, it should be their responsibility to pay for the damage. What can I do if someone broke off my side mirror? You will want to consider whether paying the deductible - and the inevitable increase of your own car insurance rates - is worth the help your insurance would offer in covering the cost of the broken side mirror. Because you are likely legally required to carry liability insurance, your auto insurance will cover the cost of fixing the mirror. The first thing you will need to do is check to see what type of coverage you carry in your car. This means it will be your job to pay for repairs. If you hit the mirror of another car - regardless of the specifics of the incident - you will be held responsible for the damage. What do you do if you hit the mirror of a parked car? It’s up to you to decide whether paying out of pocket in the short term could reap better long-term benefits when it comes to car insurance. No matter the reason for the repair, filing a claim with your insurance company could cause your insurance rates to increase. If the cost of repairing the mirror is higher than your deductible, then you may want to file a claim. If your deductible is $500 and repairs to your side mirror are less than that amount, then you should not file a claim. The main thing to consider here is when to use your deductible. Regardless of how your mirror was broken, you will need to decide whether it’s worth it for you to file a claim for the incident with your insurance company. Secured with SHA-256 Encryption Is it worth it to pay the deductible to repair a broken side mirror?
0 Comments
Leave a Reply. |
Details
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |